Finding a top-notch car insurance agent should be a top priority for any driver that wants to have the best coverage options—including bodily injury liability, property damage, and collision, to name a few—on their policy for the best rate. But it can be a daunting task trying to separate the good car insurance agents from the bad ones. To talk to car insurance agents now, start by shopping online using our quick quote forms for auto insurance quotes.
Recent reports show that there are nearly 450,000 licensed insurance agents in America. To narrow it down a bit for the drivers, it may be best for you to stick to local car insurance agents, ones who are more familiar with the day-to-day regional factors that may affect your auto insurance needs.
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What To Expect From Car Insurance Agents
A good car insurance agent will:
* Be available to you during business hours and promptly return calls/emails you send
* Help you ease through the insurance claims process
* Try to find you a policy that you need, rather than one they just want to sell you
* Take your needs into consideration, especially your budget
A bad car insurance agent will:
* Give you vague answers
* Ignore your calls
* Not be licensed
* Sell you a policy that is either over- or underinsured
* Fail to provide you with the tools or information you need to customize your policy
How To Find Good Car Insurance Agents
1. Contact several (at least four or more) car insurance agents. At first, conduct informal interviews over the phone or email, discussing their rates, policies and customer services. Sketchy car insurance agents may use a lot of pretty words to make you sign with them—but stick to the cold hard facts: the specific coverage, service, and quotes they can offer you. Cross off any car insurance agents that don’t make the cut.
2. Ask questions about whatever is important to you and listen to the car insurance agent’s answers. Pay attention to whether the car insurance agent gives you a somewhat vague response or a specific answer, targeting all of your concerns and key points. Remember, the car insurance agent who is upfront and honest with you is more valuable than the one who just tells you what you want to hear but doesn’t deliver.
3. Do a little digging on the track record of the car insurance agent. Take into consideration the environment of their office and staff. Check with your state’s insurance department or ask the car insurance agent themselves for any references from other clients (if there is contact information attached to the references, be sure to call the clients and ask them about the agent).
4. Go online. Search the Internet by typing your car insurance agent’s name into a search engine. Find out whether or not the car insurance agent has taken advantage of other clients or if they have always delivered what they promised.
Talk to Car Insurance Agents Today
By shopping for car insurance quotes, you will be contacted by several car insurance agents in your area. Competing against each other for business, they will be more inclined to offer you the reliable policies for very low rates. Look for online auto insurance quotes and talk to a car insurance agent today by using our free quote comparison service.
Kamis, 10 Juni 2010
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